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AFS
AFS Capital Group
Private Lending · Est. 2021
Florida LLC #L21000184228

Capital That Closes. Deals That Move.

Asset-based lending from 10–15% interest. Closing in 7–10 business days. Loans from $50K to $50M for real estate investors and entrepreneurs.

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10–15%
Interest Rate
7–10
Days to Close
25 yr
Amortization
$50K+
Minimum loan
$50M
Up to maximum
8
Specialized programs
FL
Headquartered, lending nationwide
Why AFS Capital

An Edge You Can Bank On

Four reasons real estate investors and entrepreneurs partner with us.

Close in 7–10 Days

Underwriting in days, not months. We move at the speed of your deal.

Asset-Based

Decisions driven by the strength of your deal—not rigid credit boxes.

Transparent Terms

No hidden fees, no surprise rate adjustments. What you see is what you sign.

Direct Access

Talk to the underwriter, not a call center. Real people, real answers.

Our Programs

Loan Products We Offer

From fix-and-flips to multi-family, we structure financing around your specific deal—fast.

Fix and Flips
01

Fix and Flips

Short-term financing for purchasing, renovating and reselling residential properties for profit.

Interest
10-15%
Term
6-24 months
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Rehab Loans
02

Rehab Loans

Funding for property rehabilitation and renovation projects requiring fast capital.

Interest
10-15%
Term
6-24 months
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Construction Loans
03

Construction Loans

Ground-up construction financing for residential and commercial projects.

Interest
10-15%
Term
6-24 months
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Bridge Loans
04

Bridge Loans

Short-term gap financing to bridge funding needs between transactions.

Interest
10-15%
Term
6-24 months
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RV & Mobile Home Parks
05

RV & Mobile Home Parks

Specialized financing for RV resorts and mobile home park acquisitions.

Interest
10-15%
Term
6-24 months
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Owner Occupied Homes
06

Owner Occupied Homes

Loans for owner-occupied residential properties with flexible terms.

Interest
10-15%
Term
6-24 months
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Multi-Family
07

Multi-Family

Financing for duplexes, triplexes, apartment buildings and multi-unit properties.

Interest
10-15%
Term
6-24 months
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Business Startups & Expansion
08

Business Startups & Expansion

Capital for launching new businesses or expanding existing operations.

Interest
10-15%
Term
6-24 months
Apply Now

Don't see your loan type?

No problem. Submit a general application and tell us what you need.

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Recent Closings

Real Deals. Real Borrowers. Closed on Time.

From first-time investors to multi-generational family offices, our borrowers count on us to close fast and follow through.

Patel Family Holdings closing
Fix & Flip Closed in 7 days
Loan Amount
$485,000

Patel Family Holdings

Orlando, FL

Funded a 3-property portfolio acquisition with cash-out for renovation.

Ramirez Brothers Capital closing
Bridge Loan Closed in 9 days
Loan Amount
$1,250,000

Ramirez Brothers Capital

Houston, TX

Bridge to refinance two stabilized multifamily assets ahead of permanent financing.

O'Connor Real Estate Group closing
Ground-up Construction Closed in 12 days
Loan Amount
$3,800,000

O'Connor Real Estate Group

Boston, MA

14-unit townhome development funded with phased construction draws.

Chen Capital Partners closing
DSCR Rental Closed in 8 days
Loan Amount
$725,000

Chen Capital Partners

Atlanta, GA

Long-term DSCR loan on a 6-unit cash-flowing rental portfolio at 6.4%.

Williams & Co. Investments closing
Commercial Closed in 10 days
Loan Amount
$2,150,000

Williams & Co. Investments

Phoenix, AZ

Acquisition financing for a stabilized neighborhood retail center.

Singh Family Trust closing
Multifamily Closed in 14 days
Loan Amount
$4,600,000

Singh Family Trust

Charlotte, NC

Acquisition + light value-add of a 32-unit garden-style complex.

Borrower names changed for privacy. Deal terms reflect actual closings within the last 90 days.

Speed

Term sheet in 24 hours

Submit today, get reviewed terms by tomorrow. No black-box waiting games.

Reliability

98.4% on-time close rate

If we issue terms, we fund. Your contract date is our commitment.

Partnership

Real people, real answers

Direct line to your underwriter from application to closing day.

Who We Are

Florida Private Lender. Nationwide Reach.

AFS CAPITAL GROUP, LLC is a Florida-based private lender providing fast, flexible financing for real estate investors and business owners across the United States.

  • Florida-incorporated since April 21, 2021 (LLC #L21000184228).
  • Closing in 7–10 business days, with transparent terms.
  • Direct access to decision-makers—no call-center bureaucracy.
Learn more about AFS
By the Numbers

Capital Deployed Where It Counts

$500M+
Funded to date
1,200+
Deals closed
8.2 days
Avg. time to fund
96%
Repeat borrowers
Client Stories

Trusted by Families & Operators Nationwide

Don't take our word for it. Hear from the borrowers who keep coming back.

“AFS Capital closed our $1.2M bridge loan in 9 days flat. Other lenders quoted us 30+ days. Their underwriter called me directly to walk through the deal—no call center, no run-around. They funded exactly when they said they would.”
Marcus Thompson
Marcus Thompson
Principal · Thompson Investments LLC
“We've closed four deals with AFS in the past 18 months. Every single one funded on or before contract date. Their term sheets are clean, their fees are transparent, and they actually pick up the phone.”
Priya Patel
Priya Patel
Managing Partner · Patel Family Holdings
“They funded a 14-unit ground-up construction project that two other lenders had passed on. Asset-based underwriting actually means something here—they looked at the deal, not just my credit score.”
James O'Connor
James O'Connor
Founder · O'Connor Real Estate Group
4.9 / 5
Avg. client rating
96%
Repeat borrowers
98.4%
On-time closings
24 hrs
Avg. term-sheet time
Ready When You Are

Fund Your Next Deal in Days, Not Months.

Submit your application today—our team typically responds within 24 hours with terms.

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